{"product_id":"retirement-income-for-life-getting-more-without-saving-more-third-edition-paperback","title":"Retirement Income for Life: Getting More Without Saving More (Third Edition) - Paperback","description":"\u003cp\u003eby \u003cb\u003eFrederick Vettese\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e \u003cb\u003e\"Fred Vettese is the king of can-do retirement planning. Practical, clear advice from someone who knows what you're up against and has the answers.\" -- Rob Carrick, \u003ci\u003eGlobe and Mail\u003c\/i\u003e\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e \u003cb\u003eCanada's most trusted resource on retirement income is now updated for tumultuous times.\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eAs the global economy faces uncertainty in the face of high inflation -- at levels not seen since the 1980s -- individuals in retirement or near to it are understandably anxious about their long term-prospects. Canadians need the tools to make better-informed choices to turn their retirement savings into retirement income for life.\u003c\/p\u003e\u003cp\u003eThis completely revised and updated third edition: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eExplains how higher interest rates and higher inflation present both new opportunities and new challenges to retirees\u003c\/li\u003e \u003cli\u003eIllustrates how the expansion of the CPP (which started in 2019) will affect upcoming retirees\u003c\/li\u003e \u003cli\u003eExamines the impact of inflation on the deferral of CPP and OAS pensions\u003c\/li\u003e \u003cli\u003eExplores whether life annuities are still relevant and asks whether there are better products on the market\u003c\/li\u003e \u003cli\u003eProvides a revamped retirement calculator\u003c\/li\u003e \u003c\/ul\u003e\u003cp\u003eActuary Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices -- the way in which you draw down assets in retirement--has become an urgent matter that no one can afford to ignore.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\"Fred Vettese is the king of can-do retirement planning. Practical, clear advice from someone who knows what you're up against and has the answers.\" -- Rob Carrick, \u003ci\u003eThe Globe and Mail\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"Planning for how best to draw down your nest egg -- the 'decumulation' phase -- is a part of retirement planning that often gets neglected. The second edition of Fred Vettese's book focuses on this topic and is an important addition to the retirement finance literature. I recommend taking a close look at what Fred has to say about what he terms financial 'enhancements, ' including: reducing investment fees, deferring government pensions, annuities, and reverse mortgages.\" \u003cb\u003e-- \u003c\/b\u003eDavid Aston, contributing columnist with the \u003ci\u003eToronto Star \u003c\/i\u003eand author of \u003ci\u003eThe Sleep-Easy Retirement Guide\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eCanada's #1 bestselling retirement income book is now completely revised and updated. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices -- the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life -- has become an urgent matter that no one can afford to ignore. As COVID-19 rocks the economy in an unprecedented black\u003c\/p\u003e\u003cp\u003eswan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future.\u003c\/p\u003e\u003cp\u003e \u003ci\u003eRetirement Income for Life, Second Edition\u003c\/i\u003e includes: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eNew chapters on early retirement, retiring single, what to do when one spouse dies young, and more.\u003c\/li\u003e \u003cli\u003eIdeas for coping with black swan events, like the recent pandemic, that may affect your retirement income.\u003c\/li\u003e \u003cli\u003eThe reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever.\u003c\/li\u003e \u003c\/ul\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e \u003cb\u003eFrederick Vettese\u003c\/b\u003e was chief actuary of Morneau Shepell for 27 years before turning his attention to the challenges faced by Canadians as they approach retirement. Vettese has written over 100 articles and op-eds for the \u003ci\u003eGlobe and Mail\u003c\/i\u003e and the \u003ci\u003eNational Post\u003c\/i\u003e alone. He is also the author of \u003ci\u003eThe Rule of 30\u003c\/i\u003e. He lives in Toronto, Ontario.\u003c\/p\u003e\u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 264\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.4 x 8.98 x 6.09 IN\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 02, 2024\u003c\/div\u003e","brand":"Books by splitShops","offers":[{"title":"Default Title","offer_id":51765261631776,"sku":"9781770417175","price":26.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0974\/9764\/5344\/files\/682e731e871f88a926f3286f7e522f1a.webp?v=1780265267","url":"https:\/\/ebocreations.com\/products\/retirement-income-for-life-getting-more-without-saving-more-third-edition-paperback","provider":"The E-Book Oasis LLC","version":"1.0","type":"link"}