by Grant Finnegan (Author)

Do you believe in karma?

Chad Miller, owner and CEO of the sportswear brand DOSTME International, did not.

Until the day it came for him.

He was brash, egotistical, and very wealthy.

His company share price and material possessions were the measure of his success.

That all changed the moment he opened his eyes to find he had become a poor teenager living in the slums of Dhaka, Bangladesh.

The Samsarana Wellness Resort is one of Bali's oldest retreats, found nestled in the lush rainforest of picturesque Ubud.

Some guests-those who take life and luck for granted-soon learn a hard truth in ways they had never contemplated.

Karma is a bitch.