{"product_id":"the-rule-of-30-a-better-way-to-save-for-retirement-paperback","title":"The Rule of 30: A Better Way to Save for Retirement - Paperback","description":"\u003cp\u003eby \u003cb\u003eFrederick Vettese\u003c\/b\u003e (Author), \u003cb\u003eSom Seif\u003c\/b\u003e (Preface by)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e \u003cb\u003eWith the cost of buying a home or renting an apartment soaring to previously unseen heights, how can\u003c\/b\u003e \u003cb\u003eGen Y even begin to think about saving for retirement? Are your knees knocking? Are you nervously biting your nails? Maybe you don't need to be.\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eThe Rule of 30\u003c\/i\u003e, personal finance expert Frederick Vettese provides a surprising -- and hopeful -- answer to balancing the costs of living with the costs of saving for retirement. Through conversations between a young couple and their neighbour, a retired actuary, the couple and the reader discover: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eHow the future investment climate will differ from the recent past and why it requires a different approach to saving\u003c\/li\u003e \u003cli\u003eThe problem with saving a constant percentage of pay\u003c\/li\u003e \u003cli\u003eThe Rule of 30 and why it is a more rational and personalized way to save\u003c\/li\u003e \u003cli\u003eWhether investing in real estate is a viable alternative to investing in stocks\u003c\/li\u003e \u003cli\u003eThe impact renting versus owning your home has on your retirement savings\u003c\/li\u003e \u003c\/ul\u003e\u003cp\u003e \u003ci\u003eThe Rule of 30 \u003c\/i\u003echanges the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later when our earnings are at their highest and expenses at their lowest.\u003c\/p\u003e\u003cp\u003eSaving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old and often unrealistic myths like \"just save 10% of your take-home pay.\" The truth is we should save differently throughout our pre-retirement years -- and \u003ci\u003eThe Rule of 30\u003c\/i\u003e is a road map for doing so.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e \u003cb\u003eFrederick Vettese\u003c\/b\u003e is Canada's most visible actuary. His entire career has been focused on working within Canada's retirement income system. For 27 years, he was chief actuary of Morneau Shepell, a Canadian HR services firm with 6,000 employees and 24,000 clients. Vettese now spends most of his professional time speaking and writing about retirement issues. He has written over 100 articles and op-eds for the \u003ci\u003eGlobe and Mail\u003c\/i\u003e and the \u003ci\u003eNational Post\u003c\/i\u003e alone. He is the author of the #1 bestseller \u003ci\u003eRetirement Income for Life\u003c\/i\u003e, published by ECW Press. He lives in Toronto, Ontario.\u003c\/p\u003e\u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 224\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.6 x 8.9 x 5.9 IN\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 19, 2021\u003c\/div\u003e","brand":"Books by splitShops","offers":[{"title":"Default Title","offer_id":51767834149152,"sku":"9781770416178","price":26.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0974\/9764\/5344\/files\/0ed073ac210018c84b481e7a3a78880b.webp?v=1780318292","url":"https:\/\/ebocreations.com\/products\/the-rule-of-30-a-better-way-to-save-for-retirement-paperback","provider":"The E-Book Oasis LLC","version":"1.0","type":"link"}