by Samuel K. Freshman (Author), Heidi E. Clingen (Author)

TheSmartestWay to Save, Why You Can't Hang on to Money and What to Do About It is your guidebook for living well in the current economic times. Money is so hard to make, but so easy to spend Everyone knows they need to save for college, retirement, and "a rainy day." But many may be stuck in old spending habits. They may be drowning in a sea of toxic debt. They may be bewildered by today's array of financial options, opinions, and responsibilities. To the rescue comes this easy-to-read, enjoyable manual. It helps you spend less, save more, overcome overspending, and conquer debt It's filled with hundreds of practical, doable tips that you can apply to your daily life immediately--regardless of your age or circumstances. It has something for everyone, save hundreds of dollars, and show how to live the good life in a recession. Samuel K. Freshman and Heidi Clingen combine their distinct perspectives and heart-warming stories to give you the courage to embrace your financial reality. Their clear, straight talk is compassionate and compelling. This book is guaranteed to improve your wallet--and your future